When Gary saw his net worth decline by 50% in the late 2000s, he knew he needed to take a different track if he was going to retire successfully. His pension after 26 years in the military is pretty safe, but many first responders for cities and states aren't nearly as secure. What can first responders do to protect themselves from market downturns and pension cuts?

Jason welcomes Nick Giambruno to the show. Nick details the problematic pension crisis and shares how it will affect state and local governments. And, he talks about how decentralized cryptocurrencies, like Bitcoin, may be the answer to taking power away from the centralized government and the current geopolitical climate.

Key Takeaways:

[0:52] Stop trading time for dollars and replace it with passive income

[3:09] How military and first responders share similar financial challenges

Nick Giambruno Interview:

[8:11] Nick explains the future pension crisis.

[13:20] Property taxes will go up in order to offset the pension crisis.

[16:06] Will there be a federal bailout for the state and local governments?

[17:51] Analyzing the longevity and validity of cryptocurrencies.

[27:31] The US and China may be at the beginning of a trade war.

Website:

www.CaseyResearch.com

www.InternationalMan.com

Gary Pinkerton is joined by military real estate investor Brandon Cook. Brandon started buying real estate at a young age while, including closing on a home while he was deployed. The two discuss the importance of your mindset, being area agnostic, and how to save for your next property.

Key Takeaways:

[2:05] Gary's gratitude journal routine that's improved his life

Brandon Cook Interview:

[8:24] Brandon's history in the military and investing

[12:03] Members of the military who buy investment properties are used to not buying in their own neighborhood thanks to their constant moving

[15:08] Careful buying a home with the intention on renting out later, it's easy to get personally attached.

[16:00] The story of Brandon's first investment home purchase

[20:10] Choice of words matter. Learn to ask how you CAN do something and improve your life

[24:40] The Infinite Banking concept

[28:51] Leveraging your whole life insurance

Website:

The Five Minute Journal

Unlike stocks, bonds, mutual funds or commodities such as precious metals like gold and silver – real estate is a multi-dimensional asset class. The multi-dimensional nature of income property makes it extremely profitable in changing ways based on varying market conditions. This is a wonderful thing because investors can profit even seemingly “bad” markets. For example, when financing becomes expensive (low housing affordability rates) or difficult to qualify for (low capital liquidity) it can create excellent opportunities to increase rents. When mortgage rates are low and qualifying is easy it can spur terrific appreciation. You can win either way so long as you adapt your strategy based on economic realities.

Additionally, a discussion about Macro vs. Micro Markets™ so don’t just run out and buy based on a city – be sure to screen and drill down into the various Micro Markets™ within each city. Since you can’t buy all of them… you may as well buy the best ones!

Jason's market specific commentary was recorded previously and is not a recommendation to buy or sell today.

Website:

www.JasonHartman.com/Events

Aaron Chapman is a mortgage broker in his day job, but he also is a first responder who does search and rescue in Arizona. Before he became a first responder, he had a near death experience that sent him down the path he's on now.

Listen in as Gary and Aaron talk about his journey, one of Aaron's most treacherous rescues, and what his philosophy is that helps him get through everything in life.

Key Takeaways:

[1:51] Why Gary highlights first responders and military service people

[4:20] The Meet the Masters event that is coming up, and how you can get $150 off the ticket

[7:46] The work history of Aaron's life, and how he ended up as a mortgage broker

[13:06] The day that changed Aaron's life forever

[17:11] What Aaron's near death experience changed in his life

[20:21] The search and rescue that stands out most in Aaron's life

[28:27] If you run into a roadblock, just power through it

Website:

www.JasonHartman.com/Events

Gary Pinkerton starts off the show with a description of the hope he has for America. How we need to look at the history of nations around us and decide how we want our future to look. Are we going to continue down the route to socialism, or are we going to grab the reins and lead ourselves in a new direction?

Then, Jason interviews his early mentor Dr. Denis Waitley on “The Psychology of Winning.” At age 17, Jason discovered Waitley and it was a life altering event leading to his early and sustained success. Waitley is one of America’s most respected authors, keynote lecturers and productivity consultants on high performance human achievement. He has inspired, informed, challenged, and entertained audiences for over 25 years from the board rooms of multi-national corporations to the locker rooms of world-class athletes and in the meeting rooms of thousands of conventioneers throughout the world. Recently, he was voted business speaker of the year by the Sales and Marketing Executives’ Association and by Toastmasters’ International and inducted into the International Speakers’ Hall of Fame.

Website:

www.Waitley.com

We just observed the 16 year anniversary of the horrible attacks of 9/11, and the nation is still recovering. One of the ways we're doing that is through events such as the Stephen Siller Tunnel to Towers Run.

The event raises money for families of fallen first responders, as well as money to build smart homes for catastrophically injured American service members.

Gary Pinkerton, a US military veteran of 26 years hosting his first ever podcast, talks to Kathy Cunningham about her team, Team Shamrock, the #1 team fundraiser for the Tunnel to Towers Run.

Key Takeaways:

[1:01] The story that Gary heard and had to tell for his first episode of Heroic Investing

[4:54] What Gary's learned about inspirational people during his 26 years in the military

Kathy Cunningham Interview:

[10:02] How long Team Shamrock has been around

[13:37] The story of the home Team Shamrock was able to give to a disabled veteran

[17:18] The story of Kathy's brother's final day on 9/11

[21:36] The biggest surprise Kathy's experienced on her Team Shamrock fundraising journey

[25:24] How listeners can help

Website:

www.CrowdRise.com/TeamShamrock

www.Tunnel2Tower.org