Jason Hartman hosts a two-part show where we start with some reflections on the recent "Meet The Masters of Income Property Investing" event at The Hyatt Regency in Irvine, California. Investment Counselors, Ari and Sara join Jason as they discuss the following: 1)   Establish 5 year plan for where you would like to be in [...]

 

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Join Jason Hartman as he interviews Andy Ramirez, founder and president of the Law Enforcement Officers Advocates Council, regarding the legal struggles that border patrol law enforcement officers face with illegal immigration and drug smugglers. As insane as it sounds, border patrol has been told it’s not their job to catch illegal immigrants.  

https://heroicinvesting.com/podcast/

In this episode, Jason talks with a former police officer of 24 years. https://heroicinvesting.com/podcast/

Jason Hartman talks with Steve Kates (aka "Dr. Sky") who, with his brother Joe, are active with the Maricopa County Sheriff's Office in the Special Forces Unit and help to fight crime in the sixth largest metro area in the nation. Visit http://heroicinvesting.com/category/podcast/. He has been engaged in the science of Astronomy for well over [...]

Jason Hartman talks with Terry Wygal from Houston, Texas. As a volunteer firefighter right who was also voted as Fire Officer of The Year 2009! – FOOTY ’09. Terry became a firefighter shortly after 9-11 as the bravery of those Hero’s mesmerized him and he wondered if he had that in him... 

https://www.jasonhartman.com/

Jason Hartman welcomes Mike Butler to The Heroic Investing Show. While working his full time job as an undercover police detective in Louisville, Ky, Mike began his real estate investing career by buying fixer uppers and renting them to make extra money vs. working “off duty” jobs like most of his police buddies. More at https://www.jasonhartman.com/

Listen in as Jason Hartman talks about the 10 Commandments of successful investing. http://heroicinvesting.com/category/podcast.

Remember phishing? Now there’s smishing, a new kind of electronic identity theft targeting uses of smartphones and tablets. But although the venue may be new, these scammers are simply adapting the same old tried and true tactics that con artists used to use on the telephone.

In those old days, people would get phone calls from someone claiming to be a representative of their bank or credit card company who told them that they needed to update their account information or verify their account because it had been compromised. The unsuspecting – and now thoroughly panicked – account holder would turn over whatever the caller requested – account numbers, social security numbers, passwords and whatever else would solve the problem the caller described.

Now, those schemes have taken to the Internet like ducks to water. The much-publicized “phishing” does the same thing through emails that bear logos and web addresses similar to the real institutions a user does business with. And the same requests are made – to update account information, verify accounts, or retrieve information lost during a glitch or virus. Because the emails always appear so official looking, unwary users get trapped before they know it.

The latest incarnation, going by the newly coined name of smishing, relies on the fact that so many people use smartphones and other kinds of mobile devices to conduct transactions of all kinds, including sensitive financial ones. And that means storing a lot of personal information on the device.

The smishing operation is simple and uses SMS messaging rather than phone calls or emails. But the process is very nearly the same. Users get text messages from sites purporting to represent their banks, brokerages, credit card companies or even merchants they’ve done business with. These messages ask them to update their information ASAP in order to keep accounts current, restore lost data or resolve some other sort of problem. And, just as victims of pone scams and phishing have done, these smartphone users panic, don’t question, and supply the information.

Security and fraud experts warn that legitimate institutors generally don’t ask for personal information like this. If that kind of message shows up check with the institution it claims to be from – they need to be notified about scams using their names. And never give out personal information n response to such a message –again, contact the company in question about whether there’s a problem with your accounts.

As we noted in a recent post, over half of all home buyers and sellers rely on the Internet for conducting business related to property transactions. And much of it happens on mobile devices. Staying informed and staying in control are two of Jason Hartman’s key recommendations for building a successful investing career – and they’ll save you from becoming a smishing victim too.

How did the FBI end up with over $3 million in Bitcoins? How did the virtual currency become the medium of choice for transactions on the cybernarcotics site Silk Road? And more important, perhaps – why should we care? The saga of the world’s first digital money continues with the Bitcoin’s first known foray into the world of online crime.

Not long ago, the FBI arrested the alleged owner of Silk Road, Ross William Ulbricht, who went by the name “Dread Pirate Roberts” in running a website that’s estimated to have conducted around 9.5 million Bitcoins worth of sales in illegal substances. In shutting the site down, the FBI ended up seizing $3.6 million of the digital currency, which it still holds.

It’s not clear what the FBI is going to do with the confiscated Bitcoins – use them, liquidate them on the Bitcoin marketplace, or hang on to them. But there’s a cap on the total number of Bitcoins that can exist – 21 million. And the agency’s seizure of Silk Road’s Bitcoin assets takes a bite out of that. The result: a drop in Bitcoin stock values and also in the value of the coins themselves.

Bitcoins are free-floating entirely digital currency, unattached to any bank, and available either by purchase or by “mining” – solving a series of complex computer tasks to generate more. They’re becoming more and more widely used in online marketplaces of all kinds, and even offline ones, as the recent birth of the first “Bitcoin baby” highlighted a California fertility doctor’s willingness to accept them in payment for his services.

Now, though, the very essence of the Bitcoin – its anonymous, easy use for any online transactions that two parties agree to – is being investigated. Following the Silk Road incident, Bitcoin users panicked, fearing that their online transactions could be traced through the digital “footprint” left by their Bitcoins.

That’s a concern shared by the FBI and Department of Homeland Security. Both agencies had concerns about the increasing use of Bitcoins in illegal commerce and money laundering. In response to the growing use of the coins and their expanding influence in the digital marketplace, lawmakers wanted to know how Homeland Security and the FBI planned to deal with their use. And those concerns about the criminal applications of the Bitcoin played a role in the Silk Road investigation.

Whatever the FBI chooses to do with its new stash of Bitcoins, the Silk Road affair marks another milestone in the digital currency’s journey toward becoming a viable rival to traditional money. Bitcoins are apparently here to stay, and the role they continue to play in the digital marketplace –and the economy overall – makes them worth watching for investors taking Jason Hartman’s advice to stay informed and educated. 

Lists of retirement “myths” – erroneous beliefs about planning for retirement – pop up fairly regularly in financial news. Though each list offers a different number of myths to worry about – five, seven or even ten or more – the goal is the same: to increase awareness about the pitfalls of poor– or nonexistent – retirement planning because of assumptions that just may not turn out to be true: faith in pension and retirement plans, home equity and personal circumstances.

Many people nearing retirement age responding to the surveys on which the myth lists are based said they expected to work well beyond retirement. Although the majority of these individuals were working in fields where retirement isn’t mandated – as business owners, academics and lawyers, among others – unforeseen circumstances can derail that plan. An unexpected health problem or family situation, changes in economic conditions, or a change of heart about the whole thing can mean a need to fall back on retirement income.

Others, nearing retirement with limited savings, think it’s just to late to try to create a better income stream. These folks may be relying on an employer’s pension plan or Social Security to fill in the gaps. Some may have a retirement savings account without much in it. But financial experts say it’s never too late to start planning. And for those who can manage it, investing in real estate or becoming an entrepreneur may provide a solution to creating income in retirement.

A third group tends to rely on home equity as a backup source of retirement money. But, as the ups and downs of the housing market over the last few years have shown, that’s an income source that may not be reliable. If housing values fall, or sales go flat in the local market, homeowners needing to sell quickly may not end up with as much as they’d hoped on the deal.

There are other myths about retirement savings, too. People put faith in family members to help out, or they may simply miscalculate the amount needed for a comfortable and prosperous retirement. Anticipating personal needs, as well as the volatile nature of the economy, may be difficult. But in today’s world, people can expect to live a third of their lives – or maybe more – post-retirement. That’s a long time – longer than many realize.

Of course, these myths about retirement are not really myths. There’s truth in them all – and for many people, these scenarios work out fine. Pension plans are generous, homes sell for he right amount, and jobs last well beyond retirement. But the one certainty is change. . For first responders and heroic investors of all kinds who are contemplating retirement – at whatever age — the key is to take active steps to ensure a secure income stream. Investing in income property, asJason Hartman advises, can lay the foundation for that kind of income stream, allowing retirees to enjoy life without financial constraints.

Even though the stock market has recovered a bit of late, middle class investors have shown a reluctance to re-enter Wall Street’s less-than-loving embrace. Gone are those high-flying days when stocks, bonds, and mutual funds were considered the keys to a financially solvent retirement, replaced with, what exactly? Nothing yet, it seems, but we at Heroic Investing think you’d be smart to consider a move to income properties. Here’s why.

Middle class average income has run into a brick wall. Education and health costs relative to income has reached the stratosphere, and to a larger extent than we can recall in recent memory, the middle class has decided to ditch the idea of upward mobility, saving, and in a growing number of cases, working at all.

One area where we’re really noticing a behavior change is in equity ownership (that’s stocks in case you were wondering). As recently as 2002, 67% of American households owned a piece of at least one publicly traded company. By 2011 that number had declined to 54%, with the largest decline seen in the middle class.

While columnists hither and yon continue to devote millions of pixels to a thorough chewing of the issue, at Heroic Investing we are less concerned with why this massive chunk of society has decided to disengage from many of the traditional economic processes and eschew the stock market, than with stepping in with an alternative. Make no mistake, the stock market is a bad deal for the average investor. Administrative and transaction feed, as well as a chronic case of inflation combine to drag whatever profit might have been realized down to anemic levels.

The truth is we haven’t invested in the stock market in a very long time. Our founder, Jason Hartman, realized during his college years the near miraculous profit potential of income property investing when compared to the rigged game of equities. If the ideas of creating wealth and reaching the land of financial independence hold any interest to you, the only real choice left is real estate.

Gold is shiny and a better investment than a fistful of stock certificates, but nothing holds a candle to history’s best investment – the land beneath your feet. While no one can rebut the fact that the American middle class is fleeing Wall Street and traditional economic participation in droves, who can blame them? Under the embarrassing leadership of recent politicians and bureaucrats, our country is a basket of rotting fruit.

Viral marketing is not just for high falutin’ internet marketers and techno-geeks any more. The continuing development of Web 2.0 with social media websites like Facebook, Twitter, YouTube, MySpace, and a hundred dozen others brings the power of conveying your message within reach of every human being with a burning desire to connect.

The term viral marketing is casually thrown around to describe web phenomenon, usually video, that catches the fancy of web surfers and spreads around the world like wildfire when they start passing it on to their friends. How does this help the budding internet entrepreneur? Well, imagine the onslaught of sales that could be headed your way if you manage to get your video (with marketing message slyly inserted) in front of a tsunami of surfers.

But it’s ever so difficult to have something you produce turn viral on purpose. Some of the stuff that catches on is straight out of left field but when it hits, wow, it hits big. Let’s take a look at an example. It’s a pretty sure bet that a few of you have heard of the website, book, or both called “Things White People Like.” Do you think Mr. Christian Lander planned on more than 72 million hits to his blog or a slot on the New York Times bestselling list when he began airing his hilarious take on white people culture?

And this isn’t the only example.

So, while there is no formula for creating your own viral marketing landslide, there is evidence that it can happen over the most odd idea imaginable. Your lesson today – never stop thinking about ways to take advantage of of the Internet’s power to connect one person with a few million others.

There’s apparently an old say that goes like this, “If you are what you do, and you don’t, then you AIN’T!” Many first responders facing the prospect of retirement from a fulfilling, adrenalized life’s work know what we’re talking about. After retirement, then what? Break out the fishing pole and count the day’s until you die? On the opposite side of that contemplation would be the prospect of having to serve another five years at a job you’re burned out on because the retirement fund is too pitiful to quit.

The point of this is you owe it to yourself and family to be able to determine your own retirement date outside of the pro or con influence of how your portfolio is doing. First responders are true American heroes and deserve the latitude to decide when they’re done.

But what do you do if the stock market isn’t cooperating?

In the first place, the stock market is not such a great place to be putting your money. These days it is largely driven by speculation, political events, and natural disasters. Not a tasty recipe for solid growth. Trust us, this ain’t your grandfather’s stock market, and that’s not a compliment. To build a sizable nest egg that allows YOU to decide when enough is enough requires the courage to step out of the box and say, “I’m going to be different. I’m going to succeed at investing.”

Here’s a hint – income property. Become a landlord and own an ever-growing collection of residential, single-family homes that you rent out. This is the best method we’ve ever found for motivated first responders to reach the land of financial independence. You can learn exactly how to do this for free via the podcasts and blogs on this website or head over to JasonHartman.com for even more resources.

And retire on your own terms.

Due to the incredibly stressful demands of the job, the average policeman, fireman, or emergency worker can expect to be eligible for retirement sooner than their peers in other lines of employment. This particular perk can sometimes turn into a Catch-22 situation for those who haven’t prepared themselves for financial independence and and a longer stay in the golden years.

What we hope you realize is that you can’t rely on the returns of a traditional pension plan to provide enough income to really enjoy that extra time in the sun. Come on, you made it through a perilous occupation in one piece and you assuredly deserve the comfort that a financial independence buys.

Not too many pension plans are talking financial independence these days. Most are lucky to be solvent at all, and the dirty little secret they don’t want to tell you is they’re throwing darts at the stock market hoping to make up for the crumbling value of a dollar and market that has been churning for a while.

You need to take responsibility for your own future. Don’t rely on “the system” to provide for you. Chances are, it’s broken. Luckily, there is another way that we’d like to introduce to you as Heroic Investing develops into a valuable resource for your future.

We’re talking about real estate. It’s no secret that property investing works works. Most people would take that on faith. The disconnect comes in when it comes time to finance an actual investment. Don’t you need a big chunk of cash to get started?

Turns out, maybe less than you think.

Interest rates for typical mortgages are hovering around 4 percent – but potential homebuyers aren’t biting. Overall, applications for both refinancing and home mortgages are down by 48 percent this year, according to a new CNBC report – and market watchers are wondering what that could mean for the health of the housing industry.

The Federal Reserve has now “tapered down’ its massive Qualitative Easing stimulus program for the third time, and more scalebacks are likely, depending on the health of economic indicators such as employment and retail activity. Because of that, financial experts worried that interest rates would shoot up, controlled only by natural market factors.

So far, that hasn’t happened. But along with those relatively low interest rates came more stringent mortgage standards – part of the Qualified Mortgage Rule that took effect in January 2014. And we can also add in rising home prices as the housing market continues to recover from the historic crash of 2008, as possible reasons for the slump.

Houses are still being bought and sold, but a growing number of those sales are skirting the mortgage market entirely and relying on all cash, especially in higher end markets – a strategy that shuts out many lower-end home buyers and investors.

For buyers who don’t have cash, the issue of creditworthiness stands as the major obstacle to taking out a mortgage. The Qualified Mortgage Rule sets minimum standards for qualifying loans – but even so, many borrowers don’t meet those standards.

To ease the credit roadblocks, many lenders are now setting their own minimal credit requirements, with acceptable scores lower than those set a year ago. And the Federal Housing Finance Agency, regulator for quasi-government mortgage servicers Fannie Mae and Freddie Mac, has opted to create new lending standards along with a new program that would reduce insurance premiums for riskier borrowers who agree to go to credit counseling.

But some housing industry professionals argue that those measures aren’t enough – and they might just put more unqualified borrowers back into the housing market at a time when both the availability and price of properties make put home buying within reach of more borrowers.

For investors hoping to build wealth through income property as Jason Hartman recommends, movement on the mortgage front, combined with relatively low rates can still open the door to an investing career. 

Living the busy and often chaotic lifestyle of a first responder is a recipe for estate planning neglect. And to those without experience in this particular area of finance, it’s sometimes easier to turn a blind eye than get educated about exactly which documents you need to save your heirs a lot of heartache and potential squabbling. Bad idea. Don’t make them guess what you want. Tell them!

According to the AARP website, here are the four legal documents you should have in order for your estate to be disposed of efficiently upon death.

1. Will. This is the basic legal document that describes who gets your belongings, who is in charge of distribution and who will be guardian of any minor children or disabled family members. Die without a will and the state will make these decisions at considerable cost to survivors. Trust us – not what you want.

2. Durable Power of Attorney. Should you become disabled or incapacitated, it requires protracted legal proceedings for anyone else to be able to access your bank accounts, securities, property, or to take any action in your name – unless you have assigned a durable power of attorney to someone. Do it!

3. Advance Directive. An advanced directive describes what medical decisions should be made in the event you are unable to make them yourself. Falling into a coma is one example. This directive tells what steps should be taken to to keep you alive and/or designates who should make the decision to withdraw life support if you are physically or mentally unable to decide for yourself.

4. Letter of Instructions. Though not a binding legal document, consider writing an informal letter describing your personal and financial situation and expressing your specific estate planning wishes to survivors. Include special requests here, as well as a list of all financial resources. This keeps your heirs from having to go on a wild goose chase.

If you do nothing else towards estate planning for the day you are gone, at least tend to these four documents. Your heirs will thank you for it.

Those who have devoted their lives to the service of others – first responders – have traditionally enjoyed a strong work union and, if not lucrative, at least comfortable pension. These days, we’d hate to be the ones betting on that to continue. Government funding at any level seems perilous at best. With the pool of payees rising and payors dwindling, no one really knows how programs like Social Security or Medicare will be paid for in the coming years. Same goes for local police and fire departments, as well as hospitals.

Your pension could be next to fall under the ax to some extent.

The way to live out your golden years is to take matters into your own hands, a concept you’re probably familiar with on the job. Don’t sit back and let the stock market and your broker drag you all over the place. One of Jason Hartman’s 10 Commandments for Successful Investing is to be a direct investor. Simple in concept, this idea is powerful in execution and could mean the difference between an “okay” retirement and financial freedom.

Direct investing means there is no middleman you rely on to implement your investment strategy. Heroic Investing thinks that having an investment counselor to bounce ideas off is a great idea, but only you should have the power to pull a trigger on a deal. Additionally, you MUST fully understand every part of your portfolio and take an active role in monitoring it. If this sounds like a lot of work, it’s not. As a direct investor, you’ll spend much less time tending to financial matters than you do on the job right now.

And that’s what retirement and a healthy pension is supposed to be about, right?

It used to be that pensions for police, fire, and other emergency service careers were based upon receiving a certain percentage of your highest salary of the last ten years of employment – or some permutation of that. Those were the good old days. New retirees hope to build wealth lies in the whims and vagaries of the stock market, which is where many fund managers plow your future pension, hoping to generate some sort of decent return.

That’s a scary proposition if you ask us. You can’t rely on the stock market for anything except to behave like a hyperactive chimpanzee. Up. Down. Up. Waaay down. Sideways. Diagonal. Backward and forward simultaneously. Are you queasy yet? You should be. This is not a good way to plan for old age.

A better idea to build wealth that will actually be there when you retire is to funnel whatever pension money you are allowed to into a type of investing that actually works. For more than two decades, Heroic Investing has watched people of modest means change their financial future for the better by focusing on income property investments. This is the silent secret to wealth in America. The majority of rich people got that way through real estate, and many didn’t have much to start with. You’ve worked hard. You’ve sacrificed much. Unfortunately, today’s economy is leaving pensions hung out to dry. Take hold of your future and learn how to build wealth that lasts no matter what the stock market is doing.

First responders and emergency workers have a long tradition in America. Unfortunately for them financially, that tradition often includes a devotion to invest in the stock market, sometimes for no better reason than that’s the way the family has always done it. That viewpoint is understandable but not a very good reason – especially when there is another way to invest that works. Really works!

The truth is this; stocks, bonds, mutual funds have virtually no chance of making anyone wealthy except the brokers selling advice that may or may not work, and the Enron/Bernie Madoffs’ of the world who raid the portfolios of the hard-working average investor.

The way for a hero to invest (we’ll call you what you are) is in income producing residential properties. Now don’t freak out and run, thinking this stuff only works if you’re last name is Trump. That couldn’t be further from the truth. Almost every day we help educate people with average salaries on how to locate and close property deals that have the real potential to result in a financially secure retirement. And we don’t just mean sort of secure. We mean VERY secure. We’ll go into more detail about exactly how to do this in the coming days but for now let’s focus on the fact that we’re talking about annual returns of 20% to 30%, sometimes more, instead of the measly 5% to 15% you might get in the stock market.

And real estate investing done the right way is not flinging darts at a wall. It’s a conservative, repeatable, effective method to grow wealth for anyone – even you. Stay tuned in the coming days as Heroic Investing pulls back the curtain and shows you how to change your financial future.

There are two main reasons we believe income property investing is the best path to financial success available for your dollar. First, and perhaps the most telling, is personal experience. We’ve been doing this for more than two decades and it’s worked quite well for us personally. Secondly, history is on the side of the property owner, especially the income property owner. It’s created more wealthy people than any other asset.

For a quick review, an income property is real estate that you own for the purpose of renting it out to a tenant. Ergo, instant cash flow and, if you do it right, income for you. The trick is, of course, doing it right. You can get slaughtered in the real estate market if you don’t know what you’re doing. The good news is we’re going to teach you what you need to know and it won’t be complicated.

There are essentially two kinds of income property, residential and commercial, but we strongly recommend you start your portfolio with single family, residential properties. Why do we recommend investors stay away from commercial properties? In truth, we’re not completely against the notion but you do subject yourself to more economic fluctuations.

There’s a very good reason we say focus on single family residential dwellings – universal need. This one simple truth could make you very wealthy. A universal need goes beyond wants or desires. It’s something we humans must have to survive. Food, water, shelter. These are three of the very basic needs and it will never change. People will always require a roof over their head and a place to lay their heads at night.

Be the person providing the universal need at a fair price and you could write your own ticket to financial success. Heroic investing will teach you how to do that.

Jason interviews his early mentor Dr. Denis Waitley on "The Psychology of Winning."  Listen in at: http://jasonhartman.com/radioshows/.  At age 17 Jason discovered Waitley and it was a life altering event leading to his early and sustained success.  Waitley is one of America's most respected authors, keynote lecturers and productivity consultants on high performance human achievement.  He has inspired, informed, challenged and entertained audiences for over 25 years from the board rooms of multi-national corporations to the locker rooms of world-class athletes and in the meeting rooms of thousands of conventioneers throughout the world. Recently, he was voted business speaker of the year by the Sales and Marketing Executives' Association and by Toastmasters' International and inducted into the International Speakers' Hall of Fame.

With over 10 million audio programs sold in 14 languages, Denis Waitley is one of the most listened-to voices on personal and career success. He is the author of 15 non-fiction books, including several international best sellers, "Seeds of Greatness," "Being the Best," "The Winner's Edge," "The Joy of Working," and "Empires of the Mind." His audio album, "The Psychology of Winning," is the all-time best selling program on self-mastery.

Denis Waitley has studied and counseled winners in every field from Apollo astronauts to Superbowl champions, from sales achievers to government leaders and youth groups. During the 1980's, he served as Chairman of Psychology on the U. S. Olympic Committee's Sports Medicine Council, responsible for performance enhancement of all U. S. Olympic athletes.

Dr. Waitley is a founding director of the National Council on Self-Esteem and the President's Council on Vocational Education, and recently received the "Youth Flame Award" from the National Council on Youth Leadership for his outstanding contribution to high school youth leadership.  As president of the International Society for Advanced Education, inspired by Dr. Jonas Salk, he counseled returning POWs from Viet Nam and conducted simulation and stress management seminars for Apollo astronauts.  A graduate of the U. S. Naval Academy at Annapolis, and former Navy pilot, he holds a doctorate degree in human behavior.  Upcoming shows will feature: Asset Protection Attorney Mark Kholer, Marketing Guru Ted Nicholas, Federal Reserve Commentator Andre Eggeletion, Video Marketer Mike Koenigs, Internet Money Machine Yanik Silver, Organizational Expert David Allen and many other thought leaders

Nell Merlino is the Founder and President of Count Me In for Women's Economic Independence, which provides resources for women to grow their micro-businesses into million dollar enterprises. Nell believes women businesses are the solution to the nation's economic turnaround. 

Nell is also helping military veterans and spouses of veterans build companies. She created Take Our Daughters to Work Day. 

Nell is author of “Stepping Out of Line: Lessons for Women Who Want It Their Way in Life, in Love, and at Work,” forthcoming from Broadway Books, a division of Random House. Throughout her career, Nell Merlino has been inspiring millions of people to take action. She is the creative force behind Take Our Daughters to Work Day, which moved more than 71 million Americans to participate in a day dedicated to giving girls the opportunity to dream bigger about their future. 

Through Count Me In, Nell is now inspiring women entrepreneurs to dream big and achieve even more. She is leading a global movement to empower women entrepreneurs to grow their businesses to a million dollars and beyond by providing tools, resources, and a supportive community of their peers. Count Me In’s Make Mine a Million $ Business program reaches women entrepreneurs in communities around the country through events and on-line community. This movement will not only add millions of jobs and billions of dollars of economic activity, but take women to new levels of independence, empowering them to act as economic leaders. 

Nell is also the founder and President of Strategy Communication Action, Ltd. (SCA) in New York City, a firm specializing in the creation of public education campaigns that motivate people to act. Prior to founding Count Me In and SCA, Merlino worked on campaigns for the YWCA, The Week Without Violence, the United Nations’ Fourth World Conference on Women in Beijing, in two state governments, was an advance woman in presidential politics, a union organizer and a Fulbright Scholar. 

Find out more about Neil Merlino at www.nellmerlino.com. Visit Make Mine A Million at www.makemineamillion.org.

Jason Hartman talks with Bill Whittle, host of Afterburner, regarding poverty levels in the United States and the strategies that undermine democracy and free markets.  Bill’s opinion is that America has the richest poor people in the world, versus countries like Africa, where millions of people live in dire poverty, with starvation and lack of [...]